Heritage Reverse Mortgage Blog

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Do You Dream of Working at McDonald’s?

Do You Dream of Working at McDonald’s?

https://www.youtube.com/watch?v=LLMN3YNvj_c Reverse Mortgage Retirement Story: Why Barb Was Still Working at McDonald’s at 86 Do you dream of working at McDonald’s at 86 years old? Probably not. However, this reverse mortgage retirement story shows that for many...

March 2026 Interest Rate Update – Rates Are Back on the Rise

March 2026 Interest Rate Update – Rates Are Back on the Rise

The March 2026 interest rate update shows that rates have started moving higher again after a brief period of improvement. While late February brought encouraging signs for the mortgage market, recent global events have quickly shifted momentum. Rates Were Finally...

Can You Get a Reverse Mortgage With an Existing Mortgage?

Can You Get a Reverse Mortgage With an Existing Mortgage?

Yes. You can get a reverse mortgage with an existing mortgage. In fact, this is very common. When you do this, it works as a refinance. Your current home loan is replaced with a reverse mortgage. At closing, your existing mortgage is paid off, and the reverse mortgage...

Why 2026 Interest Rates Matter Now

Why 2026 Interest Rates Matter Now

As we move deeper into the decade, interest rates in 2026 are already becoming an important topic for homebuyers, homeowners, and retirees. Mortgage rates do not move in isolation. They are influenced by economic conditions, political priorities, and leadership...

December Market Update: Are you paying too much on Insurance?

December Market Update: Are you paying too much on Insurance?

As 2025 comes to a close, we want to thank you for trusting us with your financial journey. This month’s newsletter brings important updates, including an exciting new service we’re now offering, as well as insights on interest rates and what the economic landscape...

The Fed Cuts Rates Again — But Why Did Interest Rates Rise?

The Fed Cuts Rates Again — But Why Did Interest Rates Rise?

https://youtu.be/QOK_xxkKSzI A Fifth Rate Cut Since 2024 — But No Relief for Borrowers Last week, the Federal Reserve made its fifth quarter-point (.25%) cut to the federal funds ratesince September 2024. Altogether, that’s a 1.25% reduction over the past 14 months.On...

September 2025 Market Update: Rates Dip as Jobs Data Weakens

September 2025 Market Update: Rates Dip as Jobs Data Weakens

September 2025 Market Update: Rates Dip as Jobs Data Weakens Interest Rates Edge Lower September 2025 mortgage rates have slipped by about 0.25% this month. This drop reflects growing expectations that the Federal Reserve will announce a rate cut at its September 17...

Is It Too Early to Take a Reverse Mortgage?

Is It Too Early to Take a Reverse Mortgage?

When it comes to retirement planning, one of the most common questions we hear is: “Is it too early to take a reverse mortgage?” The truth is, the right timing depends on your financial goals, current lifestyle, and future plans. A reverse mortgage, available to...

August 2025 Interest Rate Update

Is This the Honest Jobs Report We've Been Waiting For? After years of terrible Jobs Reports from the Bureau of Labor Statistics (BLS), we finally got a Jobs Report this morning that felt somewhat honest. It might sound like strong language to question the integrity of...