Heritage Reverse Mortgage Blog
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Why 2026 Interest Rates Matter Now
As we move deeper into the decade, interest rates in 2026 are already becoming an important topic for homebuyers, homeowners, and retirees. Mortgage rates do not move in isolation. They are influenced by economic conditions, political priorities, and leadership...
December Market Update: Are you paying too much on Insurance?
As 2025 comes to a close, we want to thank you for trusting us with your financial journey. This month’s newsletter brings important updates, including an exciting new service we’re now offering, as well as insights on interest rates and what the economic landscape...
The Fed Cuts Rates Again — But Why Did Interest Rates Rise?
https://youtu.be/QOK_xxkKSzI A Fifth Rate Cut Since 2024 — But No Relief for Borrowers Last week, the Federal Reserve made its fifth quarter-point (.25%) cut to the federal funds ratesince September 2024. Altogether, that’s a 1.25% reduction over the past 14 months.On...
September 2025 Market Update: Rates Dip as Jobs Data Weakens
September 2025 Market Update: Rates Dip as Jobs Data Weakens Interest Rates Edge Lower September 2025 mortgage rates have slipped by about 0.25% this month. This drop reflects growing expectations that the Federal Reserve will announce a rate cut at its September 17...
Is It Too Early to Take a Reverse Mortgage?
When it comes to retirement planning, one of the most common questions we hear is: “Is it too early to take a reverse mortgage?” The truth is, the right timing depends on your financial goals, current lifestyle, and future plans. A reverse mortgage, available to...
August 2025 Interest Rate Update
Is This the Honest Jobs Report We've Been Waiting For? After years of terrible Jobs Reports from the Bureau of Labor Statistics (BLS), we finally got a Jobs Report this morning that felt somewhat honest. It might sound like strong language to question the integrity of...
Interest Rate Update May 2025
April delivered a wild ride for mortgage interest rates, with sharp swings up and down that weredriven by economic and political headlines. The key drivers behind these rate swings included: Tariff Announcements: The ongoing Trade War and Tariffs have the markets on...
Interest Rate Update April 2025
Tariffs, Unemployment, Recession What are the factors driving the market and interest rates this month? As you read today’s article, keep in mind that a strong economy pushes interest rates up, and a weak economy pulls interest rates down. These are the factors that...
March 2025 Interest Rate Update: Economic Trends and Mortgage Implications
Interest rates have shown significant improvement, dropping by roughly 0.6% since their peak in mid-January. This decline offers hope for homeowners looking to refinance and prospective buyers entering the housing market. However, broader economic conditions remain...
January 2025 Interest Rate Update
Current Interest Rate Trend: Over the past six months Rates bottomed out in September and then rose after the election until they peaked in mid-January. Since the peak, they have improved roughly .25% as of February 1. Short-term Interest Rate Prediction: Momentum...