Heritage Reverse Mortgage Blog
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Benefits of Living Trusts: Protect Your Loved Ones
Living trusts are an essential estate planning tool that many people use to protect their assets and provide for their loved ones. Unlike a will, a living trust allows you to control your property and assets while you are alive, and after you pass away. Financial...

March 2023 Home & Market Update
This month we’re watching for recession indicators, falling rates, and a rollercoaster ride for home market values. We are headed for a Recession. But don’t worry, this is great news. The 2023 Recession will lower interest rates and increase your home’s market value....

Rates are Dropping!
https://www.youtube.com/watch?v=x_eM4ig54Jc Home Value Report High interest rates brought the Real Estate industry to a standstill over the past six months. And people have worried that we’re going into another 2008 crash. Fortunately, that does not seem to...

Will a Reverse Mortgage Take all of Your Equity?
Can a Reverse Mortgage use up all of your equity? Are you concerned that a Reverse Mortgage will take all your equity? Don’t be, most of my clients have this misconception because they haven’t yet learned about the new Reverse Mortgage, also known as the Home Equity...

The Number One Fear of Aging Americans
What is the Number One Fear of Aging Americans? The number one fear of aging Americans is outliving their money. This according to Robert Kiyosaki in his Best selling book “Rich Dad Poor Dad”. Kiyosaki explains that the current economic model is not designed to...

Why the Housing Market WILL NOT Crash in 2023- Part 4 Supply and Demand
The reasons why the Housing Market WILL NOT crash in 2023. The Real Estate Market today is fundamentally different from the market in 2008. These are the key differences that exist and why there will not be a housing crash in 2023. 2008 Supply and Demand: In 2008...

Why the Housing Market WILL NOT Crash in 2023 – Part 3 Recessions
The reasons why the Housing Market WILL NOT crash in 2023. These are the key factors playing into our market right now and the reasons we will not see a housing crash in 2023. Remember from the last two parts of this series that what’s hurting real estate right now is...

Why the Housing Market WILL NOT Crash in 2023- Part 2 Interest Rates
The reasons why the Housing Market WILL NOT crash in 2023. If you look at history you see that human behavior seems to follow all the same predictable patterns. If you want to know what tomorrow brings, you simply have to review the past. Our economy is complex and...

Why the Housing Market WILL NOT Crash in 2023- Part 1 Affordability
The reasons why the Housing Market WILL NOT crash in 2023. A lot of analysts are predicting the 2023 housing market bubble and crash. They predict the 2023 housing market will be similar to what we saw in 2008. I see what they’re saying and why they’re saying it...
The Correlation Between Inflation and Interest Rates
What happens to Interest Rates during a Recession? A lot of people don’t understand what happens to interest rates during a Recession. Fortunately, we have decades of Historical data to learn from so we can predict what the future brings. This year, 2022 has been the...