Both of my parents died suddenly in their sixties. Losing a parent is very painful and settling the estate only makes it worse.

Are you Prepared?

The best advice I can give you is, ESTABLISH A LIVING TRUST AS SOON AS POSSIBLE.

Studies show roughly 75% of retired American’s have a will. But only 18% have a Living Trust. Not having a Trust will cause unnecessary taxes and legal fees for your heirs.

What’s the difference between a Will and a Trust and why does it matter?

What are Wills?

A will outlines what you want to happen to your property after death. But a will DOES NOT execute your desires. Your family will still go through probate and spend thousands to divide your property and pay the taxes.

What is a Trust?

Trusts assign ownership of your property and transfer that ownership the moment you pass away. Probate is avoided and taxes reduced because change of ownership happens immediately.

Trusts are not just for the rich.

If you own a home, have cash in the bank, or have any other assets, a Trust is the best way to distribute those assets.

If you would like more information reach out to me and I’d be happy to connect you with options for an affordable trust.

Trevor Carlson

President – Equity Conversion Specialist

Heritage Reverse Mortgage


Heritage NMLS #1497455 Trevor’s NMLS #: 267962

1060 South Main Street Bldg. A Suite 101B

St George Utah 84770