Our Team
Heritage Team
Trevor Carlson
President/Reverse Mortgage Specialist
Trevor began doing Mortgages in 2006. Having successfully weathered the Mortgage meltdown and Great Recession, Trevor is a true veteran of the Mortgage Industry. He specializes in HECM Reverse Mortgages for people looking to purchase or refinance a home.
Nealani Moore
Pipeline Manager
Nealani is focused on making sure her clients are well taken care of and happy throughout the entire process. She specializes in Reverse Mortgages and has a set goal of building genuine relationships.
Ravelle Lawrence
Pipeline Manager
Ravelle has resided in Southern Utah for more than 30 years, graduating from Dixie High School and attending Dixie State University. Shortly after graduating from college, she began her career in the mortgage industry as a loan processor and later worked as a loan analyst and closing specialist.
Haylee
Executive Assistant/ Receptionist
Haylee enjoys her role as executive assistant and receptionist. She enjoys interacting with clients and creating a connection. Lists of to-do’s and making lives easier are one of her favorite parts of her position with Heritage Reverse Mortgage.
Camille Pederson
Loan Officer
Camille Pedersen has a passion for helping and serving her clients. Her career started as a Reverse Mortgage Counselor in 2014 for Utah State University Housing and Financial Counseling. During that time she focused her efforts on how to best help each individual client.
Kennon Anderson
Loan Officer
After returning from a mission in Argentina, he received an associates from Snow College and a Bachelors degree in Communication from Dixie State University. Kennon and his Wife Lety have been married for 10 years and have 4 young children.
Ty Atkin
Loan Officer
Ty specializes in VA loans and had the opportunity to process loans before becoming a Consultant so he knows the process start to finish. Ty does everything in his power to make this process go as efficiently as possible.
Larry Miner
Loan Officer
Larry began his career servicing computers with Hewlett-Packard and has degrees in Computers and Public Relations, and a Master’s Degree in Education from Boise State University. He then obtained a Mortgage and Realtor license after teaching for 25 years in the LDS Church Education System.
Ryan Miggin
Loan Officer
Ryan is a Reverse Mortgage Specialist with Heritage Reverse Mortgage. He has over two years of experience in the financial services industry, including banking, taxation, and working with government agencies. His background in the industry gives him a well-rounded view of the benefits that come from sound financial practices.