Our Team
Heritage Team
Trevor Carlson
President/Reverse Mortgage Specialist
Trevor began doing Mortgages in 2006. Having successfully weathered the Mortgage meltdown and Great Recession, Trevor is a true veteran of the Mortgage Industry. He specializes in HECM Reverse Mortgages for people looking to purchase or refinance a home.
Kennon Anderson
Loan Officer
After returning from a mission in Argentina, he received an associates from Snow College and a Bachelors degree in Communication from Dixie State University. Kennon and his Wife Lety have been married for 10 years and have 4 young children.
Camille Pederson
Loan Officer
Camille Pedersen has a passion for helping and serving her clients. Her career started as a Reverse Mortgage Counselor in 2014 for Utah State University Housing and Financial Counseling. During that time she focused her efforts on how to best help each individual client.
Larry Miner
Loan Officer
Larry began his career servicing computers with Hewlett-Packard and has degrees in Computers and Public Relations, and a Master’s Degree in Education from Boise State University. He then obtained a Mortgage and Realtor license after teaching for 25 years in the LDS Church Education System.
Ryan Miggin
Loan Officer
Ryan is a Reverse Mortgage Specialist with Heritage Reverse Mortgage. He has over two years of experience in the financial services industry, including banking, taxation, and working with government agencies. His background in the industry gives him a well-rounded view of the benefits that come from sound financial practices.
Chandler Stephen
Loan Officer
Chandler is a loan officer at Heritage Reverse Mortgage, and he loves his job! His goal is to help his clients be successful in their efforts and find the best solutions for them. Chandler seeks to pursue a personal and lasting relationship with every client he has the pleasure to assist.
Blake Gorringe
Loan Officer
Blake is a Utah native and lives in St. George, Utah with his family. He has a passion for helping clients find good situations that meet their needs and goals.
Caitlyn Swallow
Reverse Mortgage’s senior pipeline manager
Caitlyn is a Southern Utah native and is Heritage Reverse Mortgage’s senior pipeline manager. She specializes in customer relations and is experienced in the loan origination process. Her experience and knowledge of the industry give her an advantage in answering customers’ questions and helping them have a smooth transition into their new loan.
Catherine Clayton
Senior Processer
Catherine is Heritage’s senior processer and has worked in the mortgage loan industry for just under two decades. She has experience in processing and closing Conventional, FHA, VA, USDA, and our specialty Reverse Mortgages.
Nealani Moore
Pipeline Manager
Nealani is focused on making sure her clients are well taken care of and happy throughout the entire process. She specializes in Reverse Mortgages and has a set goal of building genuine relationships.
Ravelle Lawrence
Pipeline Manager
Ravelle has resided in Southern Utah for more than 30 years, graduating from Dixie High School and attending Dixie State University. Shortly after graduating from college, she began her career in the mortgage industry as a loan processor and later worked as a loan analyst and closing specialist.
Haylee Whitney
Executive Assistant/ Receptionist
Haylee enjoys her role as executive assistant and receptionist. She enjoys interacting with clients and creating a connection. Lists of to-do’s and making lives easier are one of her favorite parts of her position with Heritage Reverse Mortgage.