Your home equity is one of your biggest assets. Right now, most of it is just sitting there.
A reverse mortgage lets you turn that equity into cash, without a monthly mortgage payment on the loan.* It’s a loan insured by the FHA, and Heritage has been helping homeowners use it for years.
*The homeowner is still responsible for property taxes, insurance, and HOA dues. No pressure, no obligation, a real person will walk you through your numbers.
1,200+ homeowners helped
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NMLS #1497455, licensed in 12 states
Already have a reverse mortgage?
We’ll review it for free to see if refinancing could get you better terms, a lower rate, or access to more of your home’s equity.
Hear From a Homeowner Like You
“The biggest benefit was the mortgage we no longer had to pay”
– Lorrie
Questions We Hear All the Time
Will I still own my home?
Yes. You keep the title and ownership of your home. A reverse mortgage is simply a loan against your equity, similar to a traditional mortgage, just without a required monthly payment.
What happens to my home when I pass away?
Your heirs decide what to do next. They can sell the home to pay off the loan and keep any remaining equity, or they can keep the home by paying off the loan balance.
Is this some kind of scam?
No. Reverse mortgages are a federally insured program regulated by HUD and the FHA. Heritage is licensed in twelve states and has helped over 1,200 homeowners. We’re happy to answer every question before you commit to anything.
Do I still have to pay taxes and insurance?
Yes. You’re still responsible for property taxes, homeowner’s insurance, and any HOA dues, just like you are now. A reverse mortgage eliminates your monthly mortgage payment, not your other homeownership costs.
Ready to see what your options look like?
NMLS #1497455, State License Numbers: AZ #1008971, NV #4775, UT #9822979-NMLC, OR #ML-5882, ID #MBL-2081497455, CA #60DBO-138810, FL #MBR5451, GA #1497455, SC, TN
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