Are Adjustable Interest Rates a Good Strategy?

Are Adjustable Interest Rates a Good Strategy? There are pros and cons to having an adjustable-rate mortgage. For the right person, an Adjustable Rate is the best option and will save many thousands of dollars but for the wrong person, an Adjustable Rate can be a...
Recession 2023 – The Great Toy Crash

Recession 2023 – The Great Toy Crash

Recession 2023 Will there be a Recession 2023? Fortunately, YES. maybe you’re surprised that I think this is a good thing but keep reading and I think you’ll agree that Recession 2023 is going to be a good thing. I’ve been in Mortgages since 2006. Having lived...
Interest Rates are Rising, Last Call to Refinance

Interest Rates are Rising, Last Call to Refinance

Inflation is taking off. What does that mean for Interest Rates? Inflation in the US is higher than it’s been since 1982. If you remember 1982 you probably remember your 18% Mortgage rate. So, if inflation is taking off now does that mean we’re heading for 18%...
Downsize with a Reverse Mortgage

Downsize with a Reverse Mortgage

A downsize with a Reverse Mortgage could be an excellent option to live better in retirement. Life Happens It’s amazing how dramatically life can change from year to year. My wife and I have six kids all under 12. I can see already that our housing needs are going...