Retirement is becoming more and more unaffordable every year. The spike of inflation post
covid has brought many retirement budgets to their knees and we’re finding more and more
seniors forced to go back to work after retiring.
We specialize in helping people live better
We specialize in Home Equity Conversion Mortgages to help people tap into their largest asset.
HECM’s allow homeowners the stability of homeownership but the freedom and flexibility of
drawing funds from their equity and avoiding monthly mortgage payments. The HECM does
require the homeowner to continue paying basic property expenses like taxes and insurance.
Another helpful recourse
Retirees have so much to worry about. Healthcare, Transportation, Family, Finances, and the
list goes on. It can be utterly overwhelming at times.
An extremely helpful resource we’ve discovered and recommended to many of our clients is
What is 211
Dialing 211 connects you to a free telephone service that provides helpful information about
health and human services in your community. Below are some of the primary resources
available through 211.
Housing and Homelessness
Housing is a critical issue for Retirees and a major contributor to health and well-being.
Whether they need help finding affordable housing or are at risk of homelessness, 211 can
connect them with resources such as:
Rental assistance programs
Emergency shelter services
Home repair and modification programs
Senior living communities
Healthcare and Mental Health Services
As we age, our healthcare needs become more complex, and it can be challenging to navigate
the healthcare system. 211 can connect seniors with a variety of healthcare and mental health
services, such as:
Medicaid and Medicare enrollment assistance
Prescription drug assistance programs
Transportation to medical appointments
Counseling and support groups
Nutrition and Food Assistance
Accessing nutritious food on a tight budget can become a major obstacle, either due to physical
or financial limitations. 211 can help connect with resources such as:
Meal delivery programs
Food pantries and distribution centers
Supplemental Nutrition Assistance Program (SNAP) enrollment assistance
Farmers’ market voucher programs
Transportation and limited mobility can be a significant barriers to accessing essential services
and normal day to day activities. 211 can connect seniors with transportation resources such
Public transportation options
Volunteer driver programs
Taxi and car services for seniors
Utilizing 211 on a regular basis can take much of the burden out of retirement. These programs
are designed to help people live better and should be used to the fullest.
211 can help seniors live independently and maintain their quality of life. If you or a loved one
over 62 needs assistance, consider reaching out to 211 today to see how they can help. It’s free,
it’s confidential and it could be exactly what is needed.
President – Equity Conversion Specialist
Heritage Reverse Mort.
Heritage NMLS #1497455 Trevor’s NMLS #: 267962
1060 South Main Street Bldg. A Suite 101B
St George Utah 84770