Imagine that in high school you had two very intelligent friends. They finished at the top of their class. Both went on to study medicine at the nation’s top medical schools and residency hospitals. 

However, after school one decided to go into family medicine as a general practitioner and became incredibly talented at treating and diagnosing just about anything that could go wrong with the body. The other chose to focus solely on Heart Surgery and performed only one type of procedure his entire career.

Fast Forward

Now fast forward 40 years. You’re in your mid-sixties, you’ve suffered a heart attack and you need emergency surgery immediately to save your life. 

The Big Question?

Which of these two friends are you going to call?

The one that is world renowned for treating coughs, colds, and broken bones or the one that has done the specific procedure you need over 10,000 times.

The Point

Hopefully your answer was easy. This example is applicable in every walk of life not just medicine. Whether you’re building a home, buying a car, planning a vacation or doing a mortgage.  The results you experience will be dramatically improved if you search out a Specialist.

We specialize in Home Equity Conversion Mortgages

Just about any mortgage professional has the ability to offer you a Reverse Mortgage but unless you work with someone that specializes in the product, you’re likely to have a sub-par experience.

Heritage Reverse Mortgage does one type of loan, the Home Equity Conversion Mortgage. Since 2017  we’ve done roughly 1,300 HECM’s. 

We seek to master our craft and to be the best lender you can find to help you explore the benefits of a Reverse Mortgage. You can trust that we know what we’re doing and will deliver a superior experience from start to close and beyond.

Trevor Carlson

President – Equity Conversion Specialist

Heritage Reverse Mortgage


Heritage NMLS #1497455 Trevor’s NMLS #: 267962

1060 South Main Street Bldg. A Suite 101B

St George Utah 84770